

Its accident-only plan covers bites, lacerations, fractures, and other conditions resulting from accidental injury. Hospitalizations and surgeries, as well as some tests and scans, are covered as well. Its accident-and-illness plans cover injuries related to accidents, illnesses such as cancer, hereditary conditions, and congenital conditions. Coverage and costs: Pets Best sells policies covering accidents and illnesses, and also has a plan that covers accidents only. All plans provide access to the insurer’s 24/7 Pet Helpline, which can provide answers to pet-related questions day or night. It’s available in all 50 states and has shorter waiting periods than some insurers we studied: three days for accidents and 14 days for illnesses. The insurer offers a range of choices for customizing a policy and has multiple plans that offer unlimited coverage.

1 in our rating of the Best Pet Insurance Companies.

App Available Yes Summary: Pets Best is No.
